Excludes the professional liability exposure of cemeteries, funeral homes or chapels, and mausoleums. A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project. Excludes the errors and omissions exposures of internet service providers (ISPs) and Internet Access Providers. This endorsement modifies the pollution exclusion so that coverage is afforded for off-premises pollution accidents involving fuels or lubricants brought to a job site by a contractor. the insured to adequately supply gas, oil, electricity, water, or steam, as might be the case with a public utility. After unloading, the exposure is covered by the CGL. Not approved for general use in Texas. Some classifications call for attachment of this endorsement, such as racket clubs, but some companies will attach the endorsement to policies covering insureds with a higher than normal hazard in this area, such as theaters and motels. See CG 33 90 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. This will provide for the full amount of your per occuerence limit to that project. Like endorsement CG 24 03, this endorsement waives immunity of a governmental entity (sovereign immunity) as a defense, if the insured wishes to make such waiver at the time of a claim. Adds a separate insuring agreement to include coverage for property damage arising out of erroneous delivery of seed, or error in mechanical mixture of seed. See CG 22 36 to exclude products and professional liability. Must be attached to policies insuring churches. Applies the general aggregate separately to each premises owned by or rented to the insured. The coverage afforded to the additional insured only applies to the extent permitted by law. This endorsement is not approved in Texas. See CG 33 91 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Provides a longer notice of cancellation period to the contractor and the owner. CG 25 02 Amendment of Limits of Insurance. This is a Federal Highway Administration (FHWA . Excludes bodily injury and property damage arising out of rolling stock (rail cars) while track is being constructed or repaired. The limited form does not cover the cost of site cleanup. Such a provision is required for charitable institutions in some states, but not in Texas. Excludes the liability arising out of the insured's activities (inspection, supervision, etc.) It provides coverage similar to the CGL claims-made coverage part. Limits coverage afforded by Liquor Liability coverage part, CG 00 33, to the premises designated on the endorsement, or newly acquired premises for 30 days. The coverage afforded to the additional insured only applies to the extent permitted by law. This endorsement is used with auto service risks insured on a CGL, such as car washes, repair shops and tire dealers. Designated Project Aggregate endorsements are sometimes required for contracts. Amends the definition of "employee" to remove leased workers from the definition, so that the employee injury exclusion does not apply to cover injuries to leased workers. Blanket coverage is one of those concepts that is more easily understood with examples. Provides professional and products liability coverage for a retail drug store. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. See CG 32 08 for Texas-approved form. Excludes liquor liability even if the insured is not in the liquor business, including Bring-Your-Own establishments. Provides separate coverage for the products and completed operations exposures can be provided using this occurrence form. Adds the interest of the owner of land to the tenant's policy. Excludes all liability arising out of silica or silica-based dust. Expands the definition of coverage territory to include anywhere in the world, and provides for reimbursement of the insureds legal expenses and judgments if the insurer is prevented by law from directly defending or indemnifying in the country where a claim takes place. (See CG 21 44). The coverage afforded to the additional insured only applies to the extent permitted by law. Excludes all liability arising out of the products and completed operations hazards. See CG 32 09 for Texas-approved form. Excludes the professional liability exposures of web site designers and consultants. Required on all policies. Cleanup costs are still excluded. The project endorsement in addition to the base practice policy limit ($1,000,000 per claim and $1,000,000 aggregate), this then meets the requirement for your client of $2,000,000 per claim and $2,000,000 aggregate. These are typically issued for a specific project, but sometimes can be endorsed on a blanket basis. Typically, the aggregate limit is two or three times the occurrence limit. Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. See technical report Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions in 2012 and 2013. Per project aggregate; Endorsements. Makes the vendor's policy excess over protection provided by the manufacturer's or distributor's policy under a vendors endorsement. CG 28 04 Earlier Notice of Cancellation Provided By Us. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. 2. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization 2. All coverage is excluded for rendering or failing to render the professional services as a pharmacist, and liability relating to all products, whether the product is a drug or anything else sold by the insured. Excludes liability arising out of actual or threatened abuse or molestation, by any person, of a person in the custody of any insured or employee. Also excluded is the costs of "reducing any property" to physical possession above the surface of the ground, as might be required following a well blowout. Same as endorsement CG 24 50 except the exclusion applies only to Coverage B (Personal and Advertising Injury Liability). The deductible, if any, may not exceed $5,000.00 per occurrence. Waiver of subrogation on blanket basis . Provides coverage for liability arising out of fungi (including mold) or bacteria, including remediation, subject to sublimit. Same as CG 24 18 except used on the Products/Completed Operations Coverage Form, Same as CG 24 20 except used on the Products/Completed Operations Coverage Form. Adds the designated person or organization as an additional insured, but only for liability arising out of financial control of the named insured or a premises owned by the additional insured and leased or occupied by the named insured. Adds a designated franchiser to the policy covering the liability of the franchise purchaser. Coverage B applies to liability caused by the independent contractor. This endorsement is not approved in Texas. Controlled even heating for uniform bending. 2. Eliminates the subcontractor exception to exclusion "I" (Damage to Your Work). This endorsement is an absolute pollution exclusion, including products and completed operations. The company agrees that they will not use charitable immunity as a defense in claims against the insured. the U.S. Longshore and Harbor Workers' Compensation Act (USL&H) and the Jones Act, with a minimum limit of $2,000,000 per occurrence and in the aggregate, or as . Excludes all liability arising out of rendering or failure to render a list of health-related services, including cosmetic treatments, such as electrolysis. Eliminates volunteer workers from the definition of insured. Also deletes the professional liability exclusion for an employed pharmacist in the Who Is An Insured section. This endorsement can be used to eliminate a location insured under another policy, or one where the exposure is considered uninsurable by the company. Excludes the professional liability of blood banks in connection with blood donation, distribution or the acts of any doctor of medicine. . Protection for additional insured limited to liability arising out of ongoing operations of named insured. Adds the interest of co-owners of insured premises to the policy, but only for their liability as co-owners. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. InfoCentral is your source for insurance policy analysis, answers to tough coverage questions, regulatory and management questions and sample forms and endorsements. Frequently, the "Per Project" endorsement requires that each separate project be listed by name. Additional Insured Endorsements Specified & Blanket AI for Ongoing Ops Specified & Blanket AI for Completed Ops Primary & Non-Contributory (Other Insurance Clause) Specified & Blanket Waiver of Subrogation Per Project Aggregate (Capped at $5MM) Third Party Cancellation Notification: IL 02 75 - Texas Changes - Cancellation and Nonrenewal Provisions for Casualty Lines and Commercial Package Policies. See IRMIs article on this subject, "Full Circle Regression: The New ISO Your Work Endorsements.". CG 25 04 Designated Location(s) General Aggregate Limit. The products distributed are specified on the endorsement (See CG 24 10, Excess Provision - Vendor). Protects a railroad company from liability arising out of operations performed on or near railway property. Adds members, trustees and members of the board of governors as additional insureds for liability arising out of the organization's activities. See CG 33 96 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. See also endorsements CG 21 07 and CG 21 08 below. Applies to all services covered on the policy. The project owner is protected by the OCP policy primarily in two circumstances. Applies the general aggregate limit separately to each project of the insured. General Liability - --If policy does not include a 'Per Project' aggregate endorsement, then the General Aggregate limit must be $20,000,000.--Personal and advertising Injury limit must be $10,000,000.--Railroad protective liability coverage is required with a minimum limit of $3,000,000 occurrence . Without the exclusion, the insured may be charged a premium for such intercompany sales at audit. Covers liability exposures and expenses related to product withdrawal. Provides liability coverage for the ownership, use, or lease of watercraft described on the endorsement. Excludes property damage caused by saline contamination for an oil or gas operating risk. Limits the policy coverage to those premises, project or operations designated on the endorsement. It provides coverage similar to the CGL occurrence coverage part. This endorsement was withdrawn from use in 2013. This endorsement can be used in the same manner as the designated products exclusion CG 21 33. 456 Market St - Contents: $500,000. Provides reimbursement for expenses incurred because of a covered product withdrawal, subject to an aggregate limit and deductible shown in the endorsement. See CG 22 70. See CG 20 33 to provide automatic additional insured status. Excludes all liability for the product designated on the endorsement. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Health-Related services, including remediation, subject to sublimit operations exposures can be used the... For the full amount of your per occuerence limit to that project liquor business, Bring-Your-Own. A blanket basis a railroad company from liability arising out of silica or silica-based dust 96 for special... Coverage for the product designated on the endorsement ( see CG 33 90 for ownership! 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